Two-sided loan trading. Without the portal tax.

Polly's Loan Trading Exchange is their hardest moat. Here's ours — in production, open API, and investor-friendly from day one.

🟢 Sell-Side

Hedge your pipeline. Build commitments. Pool into GNMA.

Commitment Cart: Drag loans from your pipeline into a cart, target an investor, submit when ready.
Pool Builder: Auto-group by investor + coupon. Inspect weighted UPB, WAC, WAM.
Hedge Position Tracker: Pair-off, forward commitments, mark-to-market by TBA cohort.
GNMA Pool Builder: Pool I, II, II-C, II-J, II-X, Platinum — full state machine: draft → submitted → issued → settled.
Gain/loss attribution: Every closed loan tagged to its hedge. Aged, marked, P&L'd.

Discovery. Bid tape. Bulk accept. Auto-bid rules.

Loan Discovery: Filter the network's live pipeline by FICO, LTV, state, program. Save queries.
Bid Tape Upload: CSV in, match against available loans, bulk-accept the ones that clear.
Auto-Bid Rules: "FICO >= 740 → +5 bps; LTV <= 75 → +3 bps." Priority-ordered, live-editable.
Investor Portal: Your own /investor-portal with pricing-config, my-bids, publish-sheet.
Webhook-first: bid.created, bid.accepted, committed_loan.delivered, pool.settled.